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Representing consumers and farmers since 1991
How do you know you are getting the bankruptcy lawyer you deserve?
"Excellent, very helpful. Always had an answer for any questions.
Steve's assistant, Dawn, was very helpful, too. Would definitely recommend him to others." -- Anita
"Steve understands that legal proceedings can be intimidating,
if not downright scary. He and his staff are responsive and thorough. He was always on time. I have never met a more
knowledgeable lawyer." -- Bob We are not
an assembly line. We believe you deserve quality service, which begins with a lot of face-to-face time between the lawyer
and client. You will not get a handshake from a lawyer and then spend all your time with an assistant. We think our way is
good business, and the professional way to practice law.
This commitment to quality is reflected in the opinions of
our clients and other lawyers. Most of our clients come from referrals from clients and other lawyers. They know the
quality of our work. We get those referrals because we do what it takes to produce happy clients and successful cases.
We have a single-minded focus on bankruptcy and debt
relief. Other lawyers in the firm handle other matters -- divorce, criminal defense, business matters -- but Steve and his
assistant Dawn focus on protecting our clients from their creditors. You deserve a lawyer who isn't trying to be good at several
different things.
Steve has
been representing clients in bankruptcy since the early 1990's. A lot has happened
in the meantime. We've represented a lot of ordinary folks with ordinary debt problems, and we love doing it. But we've also
pushed some boundaries. We have always been up for a challenge, whether it is filing a bankruptcy for a client while living
in Africa, or proving that a beach home in southern California can qualify
as an Iowa homestead and be protected from creditors.
And while ours is a business, we do things that often are not profitable, too. When a local lawyer skipped town leaving his clients unrepresented,
we stepped in and represented those people free of charge. When clients have a hard time raising money to hire a lawyer because
of garnishments, we routinely agree to file those cases with no money down.
We also help people with big student loans, which many
lawyers will not do because those cases are difficult, time-consuming, and
generally not profitable. We have had a lot of success with student loans. We like winning, and we like helping people. It's
not always about profit.
At
Johnston, Stannard, Klesner, Burbidge & Fitzgerald, you will get professional service, but in a casual atmosphere. Just
because we're lawyers doesn't mean we like wearing suits. Our first-time visitors also find their expectations blown away
by lawyers in jeans and a dog wandering the office. This is how we choose to practice law in the 21st Century, and we hope
you will agree to visit us if the need arises. Contact Steve by calling his Iowa City office at (319) 338-9852,
or from Muscatine call (563)263-8801. Or send him an email by clicking here. Steve is a partner at Johnston,
Stannard, Klesner, Burbidge & Fitzgerald, P.L.C. Visit the firm's website at www.iclawfirm.com.
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The purpose of this website is to provide some basic
information about bankruptcy law in Iowa so that consumers will be better able to discuss their options with a bankruptcy
attorney. You should never rely on a website or any other general information. Rather, you should meet in-person with a
lawyer for advice that fits your situation.
Filing a Chapter 7 or Chapter 13 bankruptcy case will stop foreclosures,
repossessions, and garnishments. You will find information in this site about what
bankruptcy case and cannot do for you, and you are encouraged to speak with an attorney about the details of your situation
as soon as you are aware of your financial difficulties.
If you want more detailed information than is contained
in this site, or you want to begin preparing for a meeting with an attorney, then call (319)338-9852 to request a Common Questions
brochure and a Questionnaire (or use the links on this page), or to set up a cost-free, obligation-free consultation.
Keep in mind that the information in this site is intended for persons who are considering filing for bankruptcy relief
in Iowa. Residents of other states should seek advice from attorneys licensed in those states.
* While we serve clients statewide, for those wanting a Chapter 7 and Chapter 13 bankruptcy attorney
with an office in central Iowa, Jeff Mathias may be able to help you. His website is found here: www.iowabankruptcyguide.com/.
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click here to download our questionnaire
click here for a checklist of documents we will need
click here for a Q & A
click here for a form to authorize us to pull your credit report
For a FREE EVALUATION of your case, open the documents from the links above. Or call
(319) 338-9852 to talk to Steve.
We recognize our clients have different needs, and wish to meet those needs in ways that are most convenient to them.
We are willing to have office meetings, phone meetings, or be more creative to work around your schedule or other needs. At
minimum, however, we need certain documents from you. We are flexible about how you provide those documents (see options
under "Sending Your Info" tab). We need: - The past seven months of paystubs for you and your spouse,
even if your spouse isn't filing (but not if you are separated). If you don't have all of them, your employer should
be able to print a report summarizing your income.
- The past two years of tax returns, complete with W-2s. If
you can't find them, we can help you get them.
- Permission to order a credit report. The form is available above.
- Copies
of any bills and collection letters. We need to know about ALL of your debts, including ones you want to pay.
- Let
us know if you have had income in the past six months other than wages. Examples: self-employment/business, child support,
unemployment, worker's compensation, Social Security, rental income, inheritance, pension.
- Any document showing the
value of your pensions or other financial investments, including cash value life insurance policies, college savings accounts,
stocks, bonds, etc.
This web site is designed for general information only. The information presented at
this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Persons accessing
this site are encouraged to seek independent counsel for advice regarding their individual legal issues. We are a debt relief
agency. We help people file for bankruptcy relief under the Bankruptcy Code.
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