Pre-Bankruptcy Credit Counselors
Anyone with debt problems would likely benefit from talking to a reputable debt counselor,
so we recommend this. Also, in order to file a bankruptcy case, a person must first complete a session of pre-bankruptcy
credit counseling from an approved debt counseling agency. Following are some we like, and a link to find other available
agencies. Counseling can be done via the internet or in person.
Horizons www.horizonsfamily.org/consumercreditcounseling.asp This is a local agency, located in Cedar Rapids and Coralville/Iowa City. They are available for pre-bankruptcy
counseling in-person. We recommend Horizons for persons who want face-to-face counseling and money management advice.
Online credit counseling is a good option for persons who have busy schedules and
can't meet a counselor during normal business hours. A low-cost ($36.00) and effective counseling agency is Cricket
Debt Counseling. Cricket's website is found here